Payment methods

Ping provides a broad set of payment methods available in different currencies.

Selecting a Payment Method

To select and successfully initiate a payment with a specific payment method three fields are relevant, provider, method and provider_method_parameters

By combining provider and method you can select which payment method will be used for the payment. The provider_method_parameters is specific information for the selected payment method which the payment provider relies on. See InitiatePayment for full information regarding the provider_method_parameters.

Provider Method Mapping

ProviderMethodPayment typeDescriptionCurrencies
swishe_commercemobile, immediateSwish e-commerce payments use the payer’s number and await confirmation in the Swish app - display a spinner prompting users to open Swish to complete.SEK
swishm_commercemobile, immediateSwish m-commerce payments aren’t pre-seeded with the payer’s number—users scan a QR code or launch the Swish app via its URL schema to complete the payment.SEK
payment_iqcardcard payment, immediateRegular card payments provided through PaymentIQ (Worldline).EUR, SEK, NOK, DKK, GBP
pingdepositbank transfer, (0-2 banking days)Generic bank transfers use reference numbers; the payment completes once the funds hit your Ping account.EUR, SEK, NOK, DKK, GBP
pingcreditpre-funded, immediateCan be used in combination with liquidity accounts for pre-funded payments where the integrator towards Ping or its customer, has preseeded the account with funds. Can also be used as a payments flow distributor from an liquidity account at Ping.EUR, SEK, NOK, DKK, GBP
bankgirotautogiroaccount-to-account, bank settlements (1-2 banking daysTraditional Swedish mandate payment method, commonly used for recurring payments.SEK
open_paymentspisaccount-to-account, bank settlements (0-2 banking days)Open Banking Account-to-Account payments done through the Open Banking aggregator Open Payments utilizing Ping Payments own Open Banking certificates.SEK
neonomicspisaccount-to-account, bank settlements (0-2 banking days)Open Banking Account-to-Account payments done through the Open Banking aggregator Neonomics.EUR, SEK, NOK, DKK
vipps_mobilepaycheckoutmobile/desktop, immediateAn direct integration to Vipps MobilePays checkout for completion of immediate payments in Norway, Denmark and Finland.NOK
dummydummyN/A, immediateDummy paymetns, finalized immediately. Only possible to do in sandbox mode.EUR, SEK, NOK, DKK, GBP